What is the MIS + RD combo strategy?

It is a technique where you invest in Post Office MIS and automatically reinvest the monthly interest payouts into a Post Office RD to earn interest on interest.

Is MIS vs RD better than FD?

Often yes, because it compounds interest monthly and then quarterly, typically yielding a higher effective rate than standard fixed deposits.

Post Office MIS vs RD Simulator

The MIS vs RD Simulator compares returns of holding a Post Office MIS versus reinvesting the monthly MIS payouts into a Post Office RD. This sweep strategy can significantly boost your effective annual yield.

Compare your returns when you hold a Post Office MIS versus when you auto-sweep your monthly MIS payouts into a Post Office Recurring Deposit (RD). Find your effective annual yield.

Post Office RD Calculator

Last Updated: May 11, 2026

Strategy Simulator

MIS Interest Rate (%)

RD Interest Rate (%)

Strategy Simulator

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