LIC Bima Kavach Calculator (Plan 887) Online

The LIC Bima Kavach Plan 887 online calculator in English and Hindi. Estimate premiums for Level and Increasing Sum Assured options. Discover eligibility, premium options, benefits, and more.

LIC Protection Plus Calculator (Plan 886)

Input Details

Enter your age as of your last birthday.
Min: ₹2 Crores. Steps: ₹5L or ₹25L.
How long do you want this protection?
Select 'Regular' to pay every year till maturity.
Option II increases cover by 10% annually after 5th year.

Add-ons (Optional)

How to Use

1

Details

Input age and choose coverage.

2

Terms

Select policy duration.

3

Result

View detailed analysis.

Key Features

  • High Coverage: Min Sum Assured ₹2 Crores. No upper limit.
  • Long Term: Coverage available up to Age 100.
  • Flexible Pay: Choose Regular, Limited (5/10/15 yrs), or Single Premium.
  • Increasing Cover: Option II increases cover by 10% annually after 5th year (max 2x).

Eligibility

ParameterDetails
Min Entry Age18 Years
Max Entry Age65 Years
Min Sum Assured₹2 Crores
Max Maturity Age100 Years
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Discounts

  • Online Discount: 7.5% Off for Regular/Limited Pay, 3% Off for Single Premium.
  • High Sum Assured Rebate: Extra discounts for Sum Assured ₹5 Cr and above.
  • Non-Smoker: Lower rates for non-smokers (Urinary Cotinine test required).

Life Stage Benefits

If you choose Option I (Regular Pay) and are under 40, you can increase cover without medicals:

  • Marriage: +50% Cover (Max ₹2 Cr)
  • 1st Child: +25% Cover (Max ₹1 Cr)
  • 2nd Child: +25% Cover (Max ₹1 Cr)
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Tax & Claims

  • Premiums Paid: Eligible for tax deduction under Section 80C.
  • Death Benefit: Tax-free under Section 10(10D).
  • Settlement Option: Nominee can receive claim in installments over 5/10/15 years.
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FAQs