SBI Amrit Vrishti Calculator
Quickly calculate the maturity value and interest earned from SBI's special 444-day Amrit Vrishti Fixed Deposit scheme. Updated for General and Senior Citizen, and Super Senior rates.
Last Updated: July 22, 2025
How to Use This Calculator
- Select Customer Type: Choose between General, Senior, or Super Senior Citizen to apply the correct interest rate.
- Enter Deposit Amount: Use the slider or input box to enter the amount you wish to deposit.
- View Calculation: Click the "Calculate Maturity" button to see your total investment, interest earned, and the final maturity value.
- Analyze Results: Switch between the "Summary" and "Chart" tabs to get a complete overview of your investment.
Frequently Asked Questions
What is the SBI Amrit Vrishti Scheme?
It is a special retail term deposit with a fixed tenure of 444 days, designed to offer higher interest rates than regular FDs for a limited period.
What is the latest interest rate for Amrit Vrishti?
As of the latest update (June 15, 2025), the rates are: General Public - 6.60%, Senior Citizens - 7.10%, and Super Senior Citizens (80+) - 7.20%.
What is the minimum and maximum deposit amount?
You can invest a minimum of ₹1,000 and a maximum of less than ₹3 crore in this scheme.
Can I get a loan against this FD?
Yes, a loan facility is available against the Amrit Vrishti deposit, allowing you to access funds without breaking the FD.
What is the penalty for premature withdrawal?
For deposits up to ₹5 lakh, the penalty is 0.50%. For deposits above ₹5 lakh, the penalty is 1%. No interest is paid if the deposit is withdrawn before 7 days.
Who is eligible for this scheme?
Both domestic retail customers and NRI customers can invest in this scheme. It applies to new deposits as well as renewals.
Is this scheme still available for investment?
The SBI Amrit Vrishti scheme was a limited-period offer, and the last date to invest was March 31, 2025. SBI may reintroduce this or similar schemes in the future.
How is the interest paid out?
You can choose to receive interest payouts at monthly, quarterly, or half-yearly intervals. If you opt for a Special Term Deposit, the interest is compounded and paid at maturity.
Is TDS applicable on the interest earned?
Yes, Tax Deducted at Source (TDS) is applicable on the interest earned as per the income tax laws. You can submit Form 15G/15H to avoid TDS if you meet the eligibility criteria.